Bitpanda vs Bitvavo: Full Comparison

92
Bitpanda logo
Bitpanda
Broker
94
Bitvavo logo
Bitvavo
Exchange
OverviewBitpanda vs Bitvavo
BitpandaBitvavo
Introduction
Bitpanda logo
Bitpanda
Bitpanda is a European multi-asset trading platform based in Austria that offers cryptocurrencies among many other assets. The modern trading platform was founded in 2014 and focuses on providing beginners with an easy introduction to investing. With its Bitpanda Fusion product offering competitive fees similar to major exchanges, it also appeals to advanced traders. Bitpanda is regulated by the German BaFin and holds multiple MiCAR licenses, making it a trustworthy trading platform.
Bitvavo logo
Bitvavo
Bitvavo is a regulated, European crypto exchange based in the Netherlands. The cryptocurrency exchange was founded in 2018 and offers very cost-efficient buying and selling of cryptocurrencies through particularly low trading fees. At the same time, Bitvavo has a user interface for both beginners and experienced traders, without major differences in terms of fees. Unlike most other exchanges, this empowers crypto beginners on Bitvavo with the ability to profit from low-fee trading.
Availibility
Pros
  • Regulated in Europe
  • Large Selection of Crypto
  • Automatic DCA
  • Low Fees on Bitpanda Fusion
  • Low Fees in all Modes
  • Regulated in Europe
  • Fast Verification
  • Large Selection of Crypto
  • PayPal Deposits
Cons
  • Higher Fees in default Interface
  • Fees for depositing Crypto
  • Occasional minor technical issues
DetailsBitpanda vs Bitvavo
BitpandaBitvavo
Tradable Assets
CFDs, Cryptocurrencies, Crypto Indices, Derivates, ETFs, Precious Metals, Stocks
Cryptocurrencies
Cryptocurrencies
535+
350+
Stocks
2149+
-
ETFs
179+
-
Payment Methods
Min. Deposit
10โ‚ฌ
1โ‚ฌ
Verification
ID, Video
ID, Selfie
Languages
๐Ÿ‡ฌ๐Ÿ‡ง English
๐Ÿ‡ฌ๐Ÿ‡ง English
Headquarters
๐Ÿ‡ฆ๐Ÿ‡น Austria
๐Ÿ‡ณ๐Ÿ‡ฑ Netherlands
Regulations
๐Ÿ‡ฉ๐Ÿ‡ช BaFin, ๐Ÿ‡ฆ๐Ÿ‡น FMA, ๐Ÿ‡ช๐Ÿ‡บ MiCAR
๐Ÿ‡ณ๐Ÿ‡ฑ DNB, ๐Ÿ‡ฆ๐Ÿ‡น FMA, ๐Ÿ‡ช๐Ÿ‡บ MiCAR
Founded In
2014
2018

Bitpanda vs BitvavoShowcase

Bitpanda vs Bitvavo: Dashboard
Bitpanda vs Bitvavo: Dashboard
Trading FeesBitpanda vs Bitvavo
BitpandaBitvavo
Fee Structure
Bitpanda logo
Bitpanda
Bitpanda has different fees depending on the trading mode. In the standard interface, users pay a moderate fee of 0.99% for crypto trading in the form of a premium included in the price. Users of the advanced mode 'Bitpanda Fusion' benefit from tight spreads and low trading fees of 0.02-0.25% that get lower the more you trade. For stocks and ETFs, a fee is charged in the form of a spread of ~0.7%. For metals, Bitpanda charges weekly storage fees and additional moderate premiums. More
Bitvavo logo
Bitvavo
Bitvavo has low cryptocurrency trading fees of 0-0.25% across different trading modes. In the instant trading mode, an additional small spread of ~0.06% applies. Fees on Bitvavo can be reduced by placing limit orders on Bitvavo Advanced, or by trading high volumes. More
Standard Crypto Fee
0.99%
0-0.25%
Advanced Crypto Fee
0.02-0.25%
0-0.25%
Average Crypto Fee
0.56%
0.13%
CryptocurrenciesBitpanda vs Bitvavo
BitpandaBitvavo
Tradable Coins
  • Bitcoin
  • Ethereum
  • BNB
  • XRP
  • Cardano
  • Solana
  • Dogecoin
  • Polkadot
  • Polygon
  • Shiba Inu
  • TRON
  • Avalance
  • Bitcoin
  • Ethereum
  • XRP
  • Cardano
  • Solana
  • Dogecoin
  • Polkadot
  • Polygon
  • Shiba Inu
  • TRON
  • Avalance
  • Uniswap
Bitcoin logoBitcoin
Yes
Yes
Ethereum logoEthereum
Yes
Yes
BNB logoBNB
Yes
Yes
XRP logoXRP
Yes
Yes
Cardano logoCardano
Yes
Yes
Dogecoin logoDogecoin
Yes
Yes
FeaturesBitpanda vs Bitvavo
BitpandaBitvavo
Mobile App
Android,iOS
Android,iOS
Web Version
Yes
Yes
Easy Trading
Yes
Yes
Pro Trading
Demo Account
No
No
Signup Bonus
No
Recurring Buys
Yes
Yes
Real Crypto
Yes
Yes
Withdrawable Crypto
Yes
Yes
Crypto Staking
Yes
Yes
Crypto Lending
No
Yes
Bitpanda vs Bitvavo Differences
Bitpanda logo
Why Bitpanda over Bitvavo?
  • Bitpanda has roughly 535 different tradable cryptocurrencies, while Bitvavo has only 350.
  • Bitpanda has roughly 2149 different tradable stocks, while Bitvavo offers no stocks at all.
  • Bitpanda offers various trading instruments, while Bitvavo only offers cryptocurrencies.
  • Bitpanda already operates successfully since 2014, whereas Bitvavo was founded in 2018.
  • Bitvavo has lower average crypto trading fees of 0.13% compared to 0.56% on Bitpanda.
  • Bitvavo had a faster and easier registration than Bitpanda in our test.
Comparison ResultsBitpanda vs Bitvavo
BitpandaBitvavo
Registration Speed
Bitpanda logo90/100
Bitvavo logo96/100
Usage
Bitpanda logo92/100
Bitvavo logo91/100
Coins
Bitpanda logo96/100
Bitvavo logo96/100
Features
Bitpanda logo94/100
Bitvavo logo90/100
Fees
Bitpanda logo90/100
Bitvavo logo97/100
Opinion
Bitpanda logo
Bitpanda
blockig logo
92%
Great
/2025
Bitpanda offers a user-friendly trading platform strictly regulated in Europe and includes all the important features for crypto investors, such as staking and a savings plan. Thanks to a quick registration, and easy usage, we recommend this trading platform for absolute beginners. While fees were previously the most significant drawback of Bitpanda, with their Bitpanda Fusion product they now also offer low fees that are competitive with major exchanges, making the platform suitable not only for beginners but also for advanced traders.
Bitvavo logo
Bitvavo
blockig logo
94%
Great
/2025
Bitvavo is a unique crypto exchange that allows beginners and experienced investors alike to trade crypto at very low fees. Bitvavo operates under a costly MiCAR license and stores customer funds via Coinbase Custody, meaning that despite offering low trading fees, Bitvavo does not compromise on regulation and security. We therefore consider Bitvavo to be one of the best crypto exchanges for investors who want to benefit from low fees without having to use advanced interfaces.
Bitvavo or Bitpanda?

Both Bitpanda and Bitvavo certainly belong to the best European trading platforms for cryptocurrencies. We recommend Bitpanda logoBitpanda to those who value high regulatory safety and the ability to also trade stocks, ETFs, and metals, while Bitvavo logoBitvavo is better for cryptocurrency investors who value very low trading fees.

Bitpanda vs. Bitvavo

Bitpanda vs. Bitvavo โ€“ Comparison for 2025

Bitpanda and Bitvavo are crypto trading platforms based in Europe that are popular choices among crypto investors in 2025.

In this direct comparison of Bitvavo vs. Bitpanda, we reveal the pros and cons of both these crypto platforms, helping you decide whether Bitvavo or Bitpanda is better for you.

Registration and KYC

The process of registering an account on Bitvavo and Bitpanda is very similar, as both these platforms follow European guidelines and employ a verification procedure.

In our practical test however, Bitvavo logoBitvavo had a slightly faster and more convenient registration than Bitpanda, as Bitvavo only required uploading an ID document and recording a quick selfie, while Bitpanda required entering a video call for verification.

This leads us to rate Bitpanda with 90/100 points and Bitvavo with 96/100 for convenience and speed of opening an account.

Ultimately, both Bitpanda and Bitvavo have a registration process that is done within just a few minutes, making them both suitable for a quick start into crypto investing.

Trading Platform: Bitpanda vs Bitvavo

Both Bitvavo and Bitpanda can be used via the web as well as mobile devices, specifically iOS and Android.

Bitpanda is a multi-asset broker with a versatile trading offering, while Bitvavo is solely a cryptocurrency exchange.

On all devices, both Bitpanda and Bitvavo offer an easy trading interface, with Bitvavo being the only platform that additionally offers an advanced trading interface with features such as limit orders.

In practice, this means that on Bitpanda, users can trade all sorts of assets from stocks to crypto and metals in beginner-only mode, while Bitvavo only offers crypto trading in both easy and pro modes.

Bitpanda vs. Bitvavo Mobile App
Bitpanda vs Bitvavo Mobile App

In terms of essential exchange features, both Bitvavo and Bitpanda allow users to withdraw their cryptocurrencies to personal wallets at fair fees. Furthermore, both these exchanges offer a savings plan to automatically DCA into cryptocurrencies. The Recurring Buy feature of Bitvavo, however, is significantly more cost-efficient than the crypto savings plan on Bitpanda.

Ultimately, because Bitvavo also offers rich trading features with link logoBitvavo Advanced , this crypto exchange is far better for pure crypto investors.

The simple trading platform of Bitpanda logoBitpanda , on the other hand, is more appealing to versatile investors who intend to trade many different assets at ease.

Ease of Usage: Bitpanda vs Bitvavo

Bitpanda and Bitvavo both have a similarly easy-to-use crypto trading platform that allows even inexperienced crypto investors to get started trading without much room for error.

This includes offering a simple trading interface with a simple buy and sell button, that makes Bitpanda and Bitvavo equally appropriate for crypto beginners who are afraid of making critical mistakes.

While Bitpanda's easy trading version comes with very high spreads, Bitvavo's easy mode benefits from low trading fees, empowering beginners.

This makes Bitvavo logoBitvavo perfect for both advanced traders and crypto beginners who want to maximize their gains with the lowest possible fees. Meanwhile, Bitpanda's simple trading mode is only suitable for beginners who are willing to pay high trading fees.

In our practical test, Bitpanda has received a rating of 92/100ย for overall its ease of usage, while Bitvavo received 91/100 points. Trading fees aside, the ease of usage and handling makes Bitpanda a tiny bit more recommended to absolute beginners than Bitvavo.

Payment Methods: Bitvavo vs Bitpanda

There are no notable differences when it comes to payment methods in this Bitvavo vs. Bitpanda comparison.

Both exchanges offer bank deposits and most popular alternative methods, such as PayPal and credit card deposits, allowing you to buy Bitcoin with PayPal as a zero-delay on-ramping method.

Payment Methods: Bitvavo vs. Bitpanda
Bitpanda Bitvavo
Bank Transfer
Yes
Yes
Mastercard
Yes
Yes
VISA
Yes
Yes
Klarna
Yes
Yes
GiroPay
Yes
Yes
Bank transfers
Yes
Yes
Skrill
Yes
No
PayPal
Yes
Yes

Security and Regulation: Bitpanda vs Bitvavo

Bitpanda and Bitvavo are both based in Europe and operate under a future proof MiCAR license in the Eurozone, which makes both platforms compare equally well in terms of legitimacy and trustworthiness.

While Bitvavo operates a secure, standalone trading experience under a MiCAR license, it integrates custody solutions from Coinbase Custody, one of the most established and regulated custodians in the industry.

In contrast, Bitpanda directly handles the storage of crypto-assets directly under a MiCAR license as a Crypto-Asset Service Provider (CASP). This means Bitpanda operates its own custody infrastructure, which may offer a higher level of transparency compared to Bitvavo's integration with a third-party custodian.

Regulations: Bitpanda vs. Bitvavo
BitpandaBitvavo
Based InAustriaNetherlands
Regulatory Body๐Ÿ‡ฉ๐Ÿ‡ช BaFin, ๐Ÿ‡ฆ๐Ÿ‡น FMA, ๐Ÿ‡ช๐Ÿ‡บ MiCAR๐Ÿ‡ณ๐Ÿ‡ฑ DNB, ๐Ÿ‡ฆ๐Ÿ‡น FMA, ๐Ÿ‡ช๐Ÿ‡บ MiCAR
Crypto Custody License
Yes
No

In a head-to-head comparison, Bitpanda has a wider frame of regulations and licenses in place than Bitvavo and internally manages crypto custody, which makes Bitpanda a slightly more regulated trading platform than Bitvavo.

Security and Regulation: Bitpanda or Bitvavo?

  • Because Bitpanda manages custody internally and has slightly more regulations in place than Bitvavo, we recommend Bitpanda logoBitpanda over Bitvavo to those who want to keep their crypto assets on the trading platform.

  • For those who want to withdraw their purchased cryptocurrencies and be their own custodian, there's no reason in regards to regulations and security not to choose Bitvavo logoBitvavo as the more cost-efficient trading platform anyway.

Fees: Bitpanda vs Bitvavo

In the comparison of Bitvavo vs. Bitpanda, the Bitvavo exchange is better in terms of trading fees that most users will encounter when buying and selling crypto.

For beginners, the default trading mode on Bitpanda logoBitpanda comes with a trading fee of 0.02-0.99%, while Bitvavo logoBitvavo only applies fees of 0-0.25%.

The comparably lower fees charged by Bitvavo in standard mode also benefit experienced traders, for example, if they want to use the automatic DCA feature on Bitvavo.

For traders using the advanced trading interface, the fees of Bitpanda Fusion of 0.02-0.25% are very comparable with Bitvavo's advanced fees of 0-0.25%.

Bitpanda vs. Bitvavo: Fees for Crypto Trading
Bitpanda Bitvavo
Default Trading Fee0.99%0-0.25%
Advanced Trading Fee0.02-0.25%0-0.25%
Average Trading Fee0.56%0.13%
Inactivity Fees0%0%

At the bottom line, Bitvavo logoBitvavo offers optimal trading fees across its entire platform for investors of any experience level, while Bitpanda offers moderate fees by default, and requires using the advanced trading interface of Bitpanda Fusion for cost efficiency.

Trading Fees: Bitpanda Fusion vs Bitvavo

Both Bitvavo and Bitpanda have an advanced trading interface with low fees, following a progressive tier system.

The progressive fee structure of both platforms equally rewards active traders with decreasing trading fees, depending on their volume in any given month.

Trading Fees: Bitpanda vs. Bitvavo
Monthly Trading VolumeBitpanda FusionBitvavo
< 100,000โ‚ฌ0.25%0.15-0.25%
< 250,000โ‚ฌ0.21%0.1-0.2%
< 500,000โ‚ฌ0.21%0.08-0.16%
< 1,000,000โ‚ฌ0.17%0.06-0.12%
< 2,499,999โ‚ฌ0.17%0.05-0.1%
< 2,500,000โ‚ฌ0.13%0.05-0.1%
< 5,000,000โ‚ฌ0.13%0.04-0.08%
< 9,999,999โ‚ฌ0.13%0.04-0.06%
< 10,000,000โ‚ฌ0.08%0.04-0.06%
< 25,000,000โ‚ฌ0.08%0.03-0.05%
< 49,999,999โ‚ฌ0.08%0.03-0.04%
< 249,999,999โ‚ฌ0.05%0.03-0.04%
>= 249,999,999โ‚ฌ0.02%0.03-0.04%

Overall, the lower fees make Bitvavo logoBitvavo superior to Bitpanda, for both crypto beginners and advanced traders alike.

Who is better: Bitpanda or Bitvavo?

Both Bitpanda and Bitvavo have their pros and cons but are recommendable crypto trading platforms overall.

The final verdict: We recommend Bitvavo logoBitvavo to crypto investors who want to get the most crypto for their money, while Bitpanda logoBitpanda is a better choice for investors looking for a multi-asset trading platform with strict regulations.

Below is an overview of ratings given in this Bitvavo vs. Bitpanda comparison that summarizes the strengths and weaknesses of the two crypto exchanges, and helps you decide whether Bitpanda or Bitvavo is better.

Bitpanda or Bitvavo:ย Comparison Results
Bitpanda Bitvavo
Registration Speed90%96%
Tradable Coins96%96%
Fees90%97%
Ease of Usage92%91%
Features94%90%
Final Rating92%94%

In our Bitpanda vs. Bitvavo comparison, the broker Bitpanda logoBitpanda has received a final rating of 92/100 points, while the crypto exchange Bitvavo logoBitvavo was given a rating of 94/100. Therefore, Bitvavo is our overall winner of this comparison against Bitpanda.